Michael Fox FCA. - Chairman


A qualified chartered accountant, Michael held several senior positions in the corporate sector before beginning his career in loss assessing, specialising in business interruption claims. He moved on to set up a professional niche business interruption service.

This business grew until in 1997 he sold it to his largest client. However, he continued to retain an interest, innovating and expanding into areas such as compulsory purchase orders, particularly in advance of the 2012 Olympics.

Over this time, Michael has focused on representing his clients after they have suffered a loss. His experience is vast, ranging from handling losses during the 'troubles' in Belfast through the IRA campaigns in the City to acting for large businesses around the country.


Michael is well known to the loss adjusting profession as a technically excellent professional with a depth of understanding of business interruption policy interpretation. His long experience has resulted in an almost encyclopaedic knowledge of businesses and how they are affected by major incidents.

He is a shrewd and wise tactician in disputes on liability and quantum, bringing common sense and compromise to the most entrenched of positions to the benefit of all concerned.

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Pragmaticum Limited is Authorised and Regulated by the Financial Conduct Authority. Ref: 501527

Our People

Michael FoxMichael FoxChairman
Adrian MauriceAdrian MauriceChief Executive
Malcolm StewartMalcolm StewartTechnical Director
Bob HicksonBob HicksonDirector
John Barber - ConsultantJohn BarberConsultant
David GambleDavid GambleBusiness Mentor